Call reports 2017
COMMUNITY SAVINGS BANK — 2017
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 403,120,000 | 407,671,000 | 402,836,000 | 401,790,000 |
| Total loans | 209,808,000 | 213,767,000 | 216,559,000 | 219,793,000 |
| Allowance for loan losses | 1,233,000 | 1,023,000 | 1,018,000 | 947,000 |
| Securities available for sale | 146,152,000 | 138,786,000 | 133,482,000 | 137,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,195,000 | 344,040,000 | 338,840,000 | 338,156,000 |
| Interest-bearing deposits | 336,969,000 | 338,471,000 | 335,110,000 | 332,404,000 |
| Noninterest-bearing deposits | 3,226,000 | 5,569,000 | 3,730,000 | 5,752,000 |
| Equity capital | 61,608,000 | 62,247,000 | 62,458,000 | 62,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 6,015,000 | 9,077,000 | 12,162,000 |
| Interest expense | 470,000 | 905,000 | 1,348,000 | 1,780,000 |
| Net interest income | 2,516,000 | 5,110,000 | 7,729,000 | 10,382,000 |
| Noninterest income | 181,000 | 271,000 | 356,000 | 438,000 |
| Noninterest expense | 2,537,000 | 5,029,000 | 7,478,000 | 9,856,000 |
| Provision for loan losses | -136,000 | -365,000 | -367,000 | -450,000 |
| Pretax income | 296,000 | 717,000 | 1,049,000 | 1,425,000 |
| Income tax | 89,000 | 204,000 | 306,000 | 540,000 |
| Net income | 207,000 | 513,000 | 743,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,072,000 | 62,437,000 | 62,656,000 | 62,842,000 |
| Total capital | 63,305,000 | 63,460,000 | 63,674,000 | 63,789,000 |
| Risk-weighted assets | 161,729,000 | 163,402,000 | 164,322,000 | 165,538,000 |