Call reports 2025
STOCK YARDS BANK & TRUST COMPANY — 2025
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,992,689,000 | 9,203,594,000 | 9,303,136,000 | 9,533,246,000 |
| Total loans | 6,654,157,000 | 6,855,286,000 | 6,935,501,000 | 7,047,557,000 |
| Allowance for loan losses | 88,814,000 | 90,722,000 | 92,160,000 | 91,867,000 |
| Securities available for sale | 1,034,239,000 | 1,013,862,000 | 737,520,000 | 722,111,000 |
| Securities held to maturity | 212,451,000 | 207,980,000 | 203,119,000 | 198,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,295,098,000 | 7,508,412,000 | 7,645,827,000 | 7,793,115,000 |
| Interest-bearing deposits | 5,795,041,000 | 5,992,508,000 | 6,055,689,000 | 6,355,494,000 |
| Noninterest-bearing deposits | 1,500,057,000 | 1,515,904,000 | 1,590,138,000 | 1,437,621,000 |
| Equity capital | 976,388,000 | 1,005,466,000 | 1,040,300,000 | 1,074,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 111,167,000 | 226,165,000 | 346,438,000 | 467,590,000 |
| Interest expense | 40,206,000 | 81,322,000 | 124,146,000 | 165,657,000 |
| Net interest income | 70,961,000 | 144,843,000 | 222,292,000 | 301,933,000 |
| Noninterest income | 22,988,000 | 47,348,000 | 71,819,000 | 96,938,000 |
| Noninterest expense | 49,680,000 | 101,109,000 | 153,685,000 | 207,429,000 |
| Provision for loan losses | 900,000 | 3,150,000 | 4,700,000 | 5,550,000 |
| Pretax income | 43,369,000 | 88,007,000 | 135,376,000 | 184,742,000 |
| Income tax | 9,220,000 | 18,685,000 | 28,669,000 | 40,352,000 |
| Net income | 34,149,000 | 69,322,000 | 106,707,000 | 144,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 850,456,000 | 875,724,000 | 903,589,000 | 931,912,000 |
| Total capital | 944,772,000 | 972,371,000 | 1,001,122,000 | 1,030,454,000 |
| Risk-weighted assets | 7,544,005,000 | 7,730,998,000 | 7,800,898,000 | 7,882,089,000 |