Call reports 2023
STOCK YARDS BANK & TRUST COMPANY — 2023
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,659,900,000 | 7,724,821,000 | 7,901,513,000 | 8,165,735,000 |
| Total loans | 5,248,392,000 | 5,424,669,000 | 5,622,610,000 | 5,776,085,000 |
| Allowance for loan losses | 75,673,000 | 77,710,000 | 78,075,000 | 79,374,000 |
| Securities available for sale | 1,129,034,000 | 1,089,742,000 | 1,017,245,000 | 1,031,179,000 |
| Securities held to maturity | 468,751,000 | 450,029,000 | 445,205,000 | 439,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,358,597,000 | 6,209,226,000 | 6,403,888,000 | 6,676,560,000 |
| Interest-bearing deposits | 4,511,893,000 | 4,442,248,000 | 4,687,889,000 | 5,122,125,000 |
| Noninterest-bearing deposits | 1,846,704,000 | 1,766,978,000 | 1,715,999,000 | 1,554,435,000 |
| Equity capital | 797,315,000 | 809,456,000 | 807,461,000 | 857,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 79,435,000 | 162,466,000 | 251,358,000 | 346,575,000 |
| Interest expense | 15,868,000 | 37,454,000 | 64,486,000 | 97,128,000 |
| Net interest income | 63,567,000 | 125,012,000 | 186,872,000 | 249,447,000 |
| Noninterest income | 21,813,000 | 44,642,000 | 67,618,000 | 92,032,000 |
| Noninterest expense | 44,251,000 | 89,348,000 | 135,226,000 | 184,030,000 |
| Provision for loan losses | 2,250,000 | 4,401,000 | 6,701,000 | 12,472,000 |
| Pretax income | 38,504,000 | 75,330,000 | 111,513,000 | 143,652,000 |
| Income tax | 9,202,000 | 17,805,000 | 25,963,000 | 32,645,000 |
| Net income | 29,302,000 | 57,525,000 | 85,550,000 | 111,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 691,954,000 | 711,497,000 | 730,905,000 | 746,815,000 |
| Total capital | 763,763,000 | 785,543,000 | 805,791,000 | 823,275,000 |
| Risk-weighted assets | 6,074,916,000 | 6,319,142,000 | 6,516,414,000 | 6,745,109,000 |