Call reports 2022
STOCK YARDS BANK & TRUST COMPANY — 2022
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,758,969,000 | 7,561,988,000 | 7,535,160,000 | 7,488,838,000 |
| Total loans | 4,857,087,000 | 4,887,371,000 | 5,078,107,000 | 5,208,524,000 |
| Allowance for loan losses | 67,067,000 | 66,362,000 | 70,083,000 | 73,531,000 |
| Securities available for sale | 1,148,276,000 | 1,137,994,000 | 1,146,212,000 | 1,141,544,000 |
| Securities held to maturity | 548,223,000 | 485,449,000 | 478,125,000 | 473,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,776,834,000 | 6,570,817,000 | 6,513,712,000 | 6,399,935,000 |
| Interest-bearing deposits | 4,656,419,000 | 4,427,826,000 | 4,300,732,000 | 4,441,054,000 |
| Noninterest-bearing deposits | 2,120,415,000 | 2,142,991,000 | 2,212,980,000 | 1,958,881,000 |
| Equity capital | 726,849,000 | 724,030,000 | 712,628,000 | 756,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 49,979,000 | 109,075,000 | 176,468,000 | 251,591,000 |
| Interest expense | 1,191,000 | 3,036,000 | 7,712,000 | 17,145,000 |
| Net interest income | 48,788,000 | 106,039,000 | 168,756,000 | 234,446,000 |
| Noninterest income | 19,286,000 | 40,796,000 | 65,050,000 | 87,817,000 |
| Noninterest expense | 54,621,000 | 98,000,000 | 141,523,000 | 185,284,000 |
| Provision for loan losses | 2,679,000 | 1,979,000 | 6,082,000 | 9,682,000 |
| Pretax income | 11,174,000 | 46,756,000 | 85,401,000 | 126,710,000 |
| Income tax | 2,677,000 | 11,347,000 | 20,828,000 | 30,959,000 |
| Net income | 8,497,000 | 35,409,000 | 64,573,000 | 95,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 576,995,000 | 605,087,000 | 635,427,000 | 667,777,000 |
| Total capital | 634,467,000 | 662,354,000 | 697,115,000 | 732,688,000 |
| Risk-weighted assets | 5,593,767,000 | 5,697,474,000 | 5,971,102,000 | 6,066,428,000 |