Call reports 2021
STOCK YARDS BANK & TRUST COMPANY — 2021
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,790,397,000 | 6,074,391,000 | 6,170,370,000 | 6,639,234,000 |
| Total loans | 3,642,052,000 | 4,211,933,000 | 4,199,384,000 | 4,177,972,000 |
| Allowance for loan losses | 50,714,000 | 59,425,000 | 56,533,000 | 53,898,000 |
| Securities available for sale | 672,168,000 | 1,006,909,000 | 1,070,148,000 | 1,180,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,202,702,000 | 5,262,224,000 | 5,343,658,000 | 5,791,057,000 |
| Interest-bearing deposits | 2,829,779,000 | 3,516,153,000 | 3,597,234,000 | 4,031,759,000 |
| Noninterest-bearing deposits | 1,372,923,000 | 1,746,071,000 | 1,746,424,000 | 1,759,298,000 |
| Equity capital | 429,993,000 | 634,087,000 | 645,601,000 | 656,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 39,520,000 | 82,616,000 | 129,557,000 | 177,061,000 |
| Interest expense | 1,693,000 | 3,210,000 | 4,676,000 | 6,003,000 |
| Net interest income | 37,827,000 | 79,406,000 | 124,881,000 | 171,058,000 |
| Noninterest income | 14,329,000 | 30,362,000 | 48,158,000 | 66,807,000 |
| Noninterest expense | 24,096,000 | 69,067,000 | 102,834,000 | 136,446,000 |
| Provision for loan losses | -1,200,000 | 3,497,000 | 2,497,000 | 1,397,000 |
| Pretax income | 29,535,000 | 38,029,000 | 69,058,000 | 102,169,000 |
| Income tax | 7,007,000 | 8,586,000 | 16,180,000 | 23,706,000 |
| Net income | 22,528,000 | 29,443,000 | 52,878,000 | 78,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 431,657,000 | 506,431,000 | 521,655,000 | 537,257,000 |
| Total capital | 470,309,000 | 551,391,000 | 564,052,000 | 577,078,000 |
| Risk-weighted assets | 3,600,555,000 | 4,425,760,000 | 4,601,656,000 | 4,647,610,000 |