Call reports 2020
STOCK YARDS BANK & TRUST COMPANY — 2020
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,780,774,000 | 4,330,519,000 | 4,360,890,000 | 4,604,281,000 |
| Total loans | 2,945,547,000 | 3,481,503,000 | 3,496,138,000 | 3,554,265,000 |
| Allowance for loan losses | 42,143,000 | 47,708,000 | 50,501,000 | 51,920,000 |
| Securities available for sale | 445,813,000 | 485,249,000 | 429,184,000 | 586,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,212,514,000 | 3,734,297,000 | 3,759,892,000 | 3,993,862,000 |
| Interest-bearing deposits | 2,339,994,000 | 2,521,903,000 | 2,574,517,000 | 2,801,577,000 |
| Noninterest-bearing deposits | 872,520,000 | 1,212,394,000 | 1,185,375,000 | 1,192,285,000 |
| Equity capital | 388,313,000 | 404,769,000 | 414,172,000 | 426,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 36,883,000 | 73,388,000 | 109,532,000 | 147,872,000 |
| Interest expense | 4,435,000 | 7,414,000 | 9,863,000 | 11,951,000 |
| Net interest income | 32,448,000 | 65,974,000 | 99,669,000 | 135,921,000 |
| Noninterest income | 12,963,000 | 26,107,000 | 39,802,000 | 54,066,000 |
| Noninterest expense | 23,351,000 | 47,657,000 | 73,540,000 | 101,416,000 |
| Provision for loan losses | 5,550,000 | 11,100,000 | 15,518,000 | 16,918,000 |
| Pretax income | 16,510,000 | 33,324,000 | 50,413,000 | 71,653,000 |
| Income tax | 2,585,000 | 5,307,000 | 7,699,000 | 10,623,000 |
| Net income | 13,925,000 | 28,017,000 | 42,714,000 | 61,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 377,873,000 | 393,788,000 | 404,034,000 | 416,540,000 |
| Total capital | 409,459,000 | 430,654,000 | 443,407,000 | 456,302,000 |
| Risk-weighted assets | 3,372,089,000 | 3,295,122,000 | 3,309,991,000 | 3,513,829,000 |