Call reports 2019
STOCK YARDS BANK & TRUST COMPANY — 2019
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,279,633,000 | 3,459,185,000 | 3,529,915,000 | 3,720,038,000 |
| Total loans | 2,528,726,000 | 2,767,811,000 | 2,863,008,000 | 2,853,848,000 |
| Allowance for loan losses | 26,464,000 | 26,416,000 | 26,877,000 | 26,791,000 |
| Securities available for sale | 507,130,000 | 423,579,000 | 375,601,000 | 470,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,758,072,000 | 2,884,737,000 | 2,960,523,000 | 3,148,737,000 |
| Interest-bearing deposits | 2,053,757,000 | 2,105,801,000 | 2,150,520,000 | 2,323,463,000 |
| Noninterest-bearing deposits | 704,315,000 | 778,936,000 | 810,003,000 | 825,274,000 |
| Equity capital | 368,857,000 | 381,756,000 | 374,861,000 | 384,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 35,031,000 | 72,002,000 | 109,977,000 | 147,774,000 |
| Interest expense | 5,372,000 | 11,541,000 | 17,444,000 | 22,518,000 |
| Net interest income | 29,659,000 | 60,461,000 | 92,533,000 | 125,256,000 |
| Noninterest income | 12,012,000 | 24,877,000 | 38,388,000 | 52,112,000 |
| Noninterest expense | 22,608,000 | 46,697,000 | 70,071,000 | 95,776,000 |
| Provision for loan losses | 600,000 | 600,000 | 1,000,000 | 1,000,000 |
| Pretax income | 18,463,000 | 38,041,000 | 60,062,000 | 80,592,000 |
| Income tax | 2,491,000 | 6,492,000 | 10,972,000 | 14,275,000 |
| Net income | 15,972,000 | 31,549,000 | 49,090,000 | 66,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 369,894,000 | 365,939,000 | 358,683,000 | 369,159,000 |
| Total capital | 396,708,000 | 392,705,000 | 385,910,000 | 396,300,000 |
| Risk-weighted assets | 2,886,262,000 | 3,153,781,000 | 3,241,247,000 | 3,247,784,000 |