Call reports 2018
STOCK YARDS BANK & TRUST COMPANY — 2018
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,282,394,000 | 3,322,225,000 | 3,323,217,000 | 3,301,156,000 |
| Total loans | 2,516,698,000 | 2,580,077,000 | 2,537,073,000 | 2,549,861,000 |
| Allowance for loan losses | 24,203,000 | 24,873,000 | 25,222,000 | 25,534,000 |
| Securities available for sale | 598,081,000 | 574,570,000 | 550,091,000 | 436,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,582,481,000 | 2,548,859,000 | 2,606,059,000 | 2,802,027,000 |
| Interest-bearing deposits | 1,891,428,000 | 1,824,487,000 | 1,892,652,000 | 2,083,333,000 |
| Noninterest-bearing deposits | 691,053,000 | 724,372,000 | 713,407,000 | 718,694,000 |
| Equity capital | 326,820,000 | 334,776,000 | 342,379,000 | 356,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 29,737,000 | 61,728,000 | 94,744,000 | 129,659,000 |
| Interest expense | 2,436,000 | 5,766,000 | 10,265,000 | 15,357,000 |
| Net interest income | 27,301,000 | 55,962,000 | 84,479,000 | 114,302,000 |
| Noninterest income | 11,261,000 | 23,112,000 | 35,050,000 | 46,187,000 |
| Noninterest expense | 20,386,000 | 41,620,000 | 62,918,000 | 85,429,000 |
| Provision for loan losses | 735,000 | 1,970,000 | 2,705,000 | 2,705,000 |
| Pretax income | 17,440,000 | 35,483,000 | 53,905,000 | 72,354,000 |
| Income tax | 3,606,000 | 7,263,000 | 11,091,000 | 13,744,000 |
| Net income | 13,834,000 | 28,220,000 | 42,814,000 | 58,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 331,058,000 | 340,247,000 | 349,475,000 | 359,754,000 |
| Total capital | 355,611,000 | 365,470,000 | 375,047,000 | 385,638,000 |
| Risk-weighted assets | 2,808,886,000 | 2,878,725,000 | 2,852,883,000 | 2,843,273,000 |