Call reports 2017
STOCK YARDS BANK & TRUST COMPANY — 2017
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,032,022,000 | 3,125,252,000 | 3,154,269,000 | 3,234,045,000 |
| Total loans | 2,276,700,000 | 2,312,748,000 | 2,340,665,000 | 2,412,588,000 |
| Allowance for loan losses | 24,481,000 | 25,115,000 | 24,948,000 | 24,885,000 |
| Securities available for sale | 556,144,000 | 576,291,000 | 571,522,000 | 574,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,549,044,000 | 2,483,165,000 | 2,486,455,000 | 2,588,998,000 |
| Interest-bearing deposits | 2,450,291,000 | 1,782,461,000 | 1,805,142,000 | 1,903,598,000 |
| Noninterest-bearing deposits | 98,753,000 | 700,704,000 | 681,313,000 | 685,400,000 |
| Equity capital | 307,717,000 | 314,245,000 | 321,684,000 | 321,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 26,635,000 | 53,650,000 | 81,764,000 | 110,857,000 |
| Interest expense | 1,449,000 | 3,231,000 | 5,179,000 | 7,246,000 |
| Net interest income | 25,186,000 | 50,419,000 | 76,585,000 | 103,611,000 |
| Noninterest income | 11,112,000 | 23,009,000 | 34,483,000 | 46,543,000 |
| Noninterest expense | 20,710,000 | 41,480,000 | 62,470,000 | 89,017,000 |
| Provision for loan losses | 900,000 | 1,500,000 | 1,650,000 | 2,550,000 |
| Pretax income | 14,688,000 | 30,448,000 | 46,979,000 | 58,355,000 |
| Income tax | 4,422,000 | 9,251,000 | 13,880,000 | 19,124,000 |
| Net income | 10,266,000 | 21,197,000 | 33,099,000 | 39,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,062,000 | 313,497,000 | 320,742,000 | 322,604,000 |
| Total capital | 331,948,000 | 338,985,000 | 346,040,000 | 347,839,000 |
| Risk-weighted assets | 2,542,964,000 | 2,595,872,000 | 2,621,653,000 | 2,661,141,000 |