Call reports 2016
STOCK YARDS BANK & TRUST COMPANY — 2016
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,821,867,000 | 2,907,191,000 | 2,936,149,000 | 3,037,007,000 |
| Total loans | 2,098,574,000 | 2,182,121,000 | 2,228,699,000 | 2,308,724,000 |
| Allowance for loan losses | 22,451,000 | 23,141,000 | 24,369,000 | 24,007,000 |
| Securities available for sale | 569,013,000 | 567,307,000 | 541,681,000 | 570,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,371,879,000 | 2,355,594,000 | 2,396,177,000 | 2,527,656,000 |
| Interest-bearing deposits | 2,277,419,000 | 2,259,887,000 | 2,291,803,000 | 2,433,337,000 |
| Noninterest-bearing deposits | 94,460,000 | 95,707,000 | 104,374,000 | 94,319,000 |
| Equity capital | 286,777,000 | 294,734,000 | 300,500,000 | 300,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 24,700,000 | 49,866,000 | 75,823,000 | 102,194,000 |
| Interest expense | 1,231,000 | 2,443,000 | 3,626,000 | 4,920,000 |
| Net interest income | 23,469,000 | 47,423,000 | 72,197,000 | 97,274,000 |
| Noninterest income | 10,519,000 | 21,621,000 | 33,037,000 | 44,498,000 |
| Noninterest expense | 19,414,000 | 39,264,000 | 59,190,000 | 80,268,000 |
| Provision for loan losses | 500,000 | 1,250,000 | 2,500,000 | 3,000,000 |
| Pretax income | 14,074,000 | 28,530,000 | 43,544,000 | 58,504,000 |
| Income tax | 3,868,000 | 7,824,000 | 11,987,000 | 16,230,000 |
| Net income | 10,206,000 | 20,706,000 | 31,557,000 | 42,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,546,000 | 288,024,000 | 294,816,000 | 301,252,000 |
| Total capital | 304,384,000 | 311,599,000 | 319,527,000 | 325,630,000 |
| Risk-weighted assets | 2,376,476,000 | 2,469,639,000 | 2,527,875,000 | 2,589,865,000 |