Call reports 2015
STOCK YARDS BANK & TRUST COMPANY — 2015
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,509,623,000 | 2,479,934,000 | 2,621,676,000 | 2,814,028,000 |
| Total loans | 1,880,602,000 | 1,907,587,000 | 1,959,992,000 | 2,039,825,000 |
| Allowance for loan losses | 24,882,000 | 23,308,000 | 21,614,000 | 22,441,000 |
| Securities available for sale | 471,702,000 | 412,866,000 | 504,366,000 | 565,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,112,479,000 | 2,076,375,000 | 2,146,768,000 | 2,377,443,000 |
| Interest-bearing deposits | 2,027,003,000 | 1,994,605,000 | 2,062,256,000 | 2,283,538,000 |
| Noninterest-bearing deposits | 85,476,000 | 81,770,000 | 84,512,000 | 93,905,000 |
| Equity capital | 262,088,000 | 265,232,000 | 273,144,000 | 276,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,847,000 | 45,851,000 | 69,140,000 | 93,181,000 |
| Interest expense | 1,232,000 | 2,432,000 | 3,635,000 | 4,853,000 |
| Net interest income | 21,615,000 | 43,419,000 | 65,505,000 | 88,328,000 |
| Noninterest income | 9,861,000 | 20,104,000 | 29,996,000 | 40,294,000 |
| Noninterest expense | 17,343,000 | 35,658,000 | 53,368,000 | 71,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 14,133,000 | 27,865,000 | 42,133,000 | 56,617,000 |
| Income tax | 4,516,000 | 8,916,000 | 13,496,000 | 17,949,000 |
| Net income | 9,617,000 | 18,949,000 | 28,637,000 | 38,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,008,000 | 262,799,000 | 268,877,000 | 275,256,000 |
| Total capital | 281,890,000 | 286,309,000 | 290,863,000 | 298,129,000 |
| Risk-weighted assets | 2,075,741,000 | 2,120,218,000 | 2,179,434,000 | 2,308,701,000 |