Call reports 2014
STOCK YARDS BANK & TRUST COMPANY — 2014
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,349,938,000 | 2,406,874,000 | 2,405,161,000 | 2,561,014,000 |
| Total loans | 1,732,207,000 | 1,803,996,000 | 1,789,451,000 | 1,872,359,000 |
| Allowance for loan losses | 28,591,000 | 29,761,000 | 27,124,000 | 24,920,000 |
| Securities available for sale | 440,184,000 | 414,490,000 | 449,572,000 | 513,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,991,817,000 | 1,993,456,000 | 2,013,321,000 | 2,126,616,000 |
| Interest-bearing deposits | 1,929,977,000 | 1,923,455,000 | 1,939,596,000 | 2,051,643,000 |
| Noninterest-bearing deposits | 61,840,000 | 70,001,000 | 73,725,000 | 74,973,000 |
| Equity capital | 227,313,000 | 233,574,000 | 243,470,000 | 254,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,607,000 | 43,643,000 | 66,343,000 | 89,125,000 |
| Interest expense | 1,376,000 | 2,734,000 | 4,063,000 | 5,329,000 |
| Net interest income | 20,231,000 | 40,909,000 | 62,280,000 | 83,796,000 |
| Noninterest income | 10,280,000 | 20,604,000 | 30,536,000 | 40,440,000 |
| Noninterest expense | 18,031,000 | 35,447,000 | 53,527,000 | 72,237,000 |
| Provision for loan losses | 350,000 | 1,700,000 | -400,000 | -400,000 |
| Pretax income | 12,130,000 | 24,357,000 | 39,680,000 | 52,390,000 |
| Income tax | 3,781,000 | 7,651,000 | 12,666,000 | 16,298,000 |
| Net income | 8,349,000 | 16,706,000 | 27,014,000 | 36,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,796,000 | 229,920,000 | 240,287,000 | 249,424,000 |
| Total capital | 248,296,000 | 254,361,000 | 264,784,000 | 274,344,000 |
| Risk-weighted assets | 1,874,928,000 | 1,949,934,000 | 1,957,142,000 | 2,018,364,000 |