Call reports 2013
STOCK YARDS BANK & TRUST COMPANY — 2013
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,115,400,000 | 2,251,685,000 | 2,282,569,000 | 2,383,571,000 |
| Total loans | 1,605,658,000 | 1,674,343,000 | 1,713,230,000 | 1,723,151,000 |
| Allowance for loan losses | 32,022,000 | 31,980,000 | 28,990,000 | 28,522,000 |
| Securities available for sale | 361,870,000 | 402,808,000 | 401,063,000 | 490,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,763,930,000 | 1,906,612,000 | 1,922,945,000 | 1,988,434,000 |
| Interest-bearing deposits | 1,709,713,000 | 1,816,056,000 | 1,857,507,000 | 1,929,287,000 |
| Noninterest-bearing deposits | 54,217,000 | 90,556,000 | 65,438,000 | 59,147,000 |
| Equity capital | 206,567,000 | 202,544,000 | 211,101,000 | 216,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,798,000 | 42,067,000 | 64,315,000 | 86,368,000 |
| Interest expense | 1,598,000 | 3,144,000 | 4,622,000 | 6,076,000 |
| Net interest income | 19,200,000 | 38,923,000 | 59,693,000 | 80,292,000 |
| Noninterest income | 9,907,000 | 20,597,000 | 30,127,000 | 39,983,000 |
| Noninterest expense | 15,599,000 | 33,836,000 | 50,740,000 | 68,351,000 |
| Provision for loan losses | 2,325,000 | 3,650,000 | 4,975,000 | 6,550,000 |
| Pretax income | 11,183,000 | 22,034,000 | 34,099,000 | 45,369,000 |
| Income tax | 3,558,000 | 6,885,000 | 10,477,000 | 13,812,000 |
| Net income | 7,625,000 | 15,149,000 | 23,622,000 | 31,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,964,000 | 199,598,000 | 208,220,000 | 216,301,000 |
| Total capital | 222,460,000 | 222,122,000 | 231,410,000 | 239,579,000 |
| Risk-weighted assets | 1,709,126,000 | 1,792,479,000 | 1,849,421,000 | 1,857,012,000 |