Call reports 2012
STOCK YARDS BANK & TRUST COMPANY — 2012
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,032,553,000 | 2,078,244,000 | 2,097,027,000 | 2,142,654,000 |
| Total loans | 1,538,713,000 | 1,584,519,000 | 1,591,790,000 | 1,598,752,000 |
| Allowance for loan losses | 31,206,000 | 31,773,000 | 31,245,000 | 31,881,000 |
| Securities available for sale | 347,651,000 | 332,109,000 | 359,907,000 | 385,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,648,777,000 | 1,686,355,000 | 1,713,970,000 | 1,807,709,000 |
| Interest-bearing deposits | 1,593,248,000 | 1,634,197,000 | 1,672,605,000 | 1,745,246,000 |
| Noninterest-bearing deposits | 55,529,000 | 52,158,000 | 41,365,000 | 62,463,000 |
| Equity capital | 192,780,000 | 200,144,000 | 202,942,000 | 204,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 21,769,000 | 43,101,000 | 64,733,000 | 86,756,000 |
| Interest expense | 2,489,000 | 4,785,000 | 6,910,000 | 8,806,000 |
| Net interest income | 19,280,000 | 38,316,000 | 57,823,000 | 77,950,000 |
| Noninterest income | 9,210,000 | 18,381,000 | 27,767,000 | 37,911,000 |
| Noninterest expense | 14,894,000 | 30,737,000 | 46,863,000 | 64,604,000 |
| Provision for loan losses | 4,075,000 | 6,550,000 | 9,025,000 | 11,500,000 |
| Pretax income | 9,521,000 | 19,410,000 | 29,702,000 | 39,757,000 |
| Income tax | 2,708,000 | 5,703,000 | 8,569,000 | 11,307,000 |
| Net income | 6,813,000 | 13,707,000 | 21,133,000 | 28,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,702,000 | 193,595,000 | 196,022,000 | 198,348,000 |
| Total capital | 207,268,000 | 214,879,000 | 217,507,000 | 220,142,000 |
| Risk-weighted assets | 1,634,640,000 | 1,692,213,000 | 1,709,056,000 | 1,733,402,000 |