Call reports 2011
STOCK YARDS BANK & TRUST COMPANY — 2011
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,911,144,000 | 1,935,235,000 | 1,979,895,000 | 2,045,694,000 |
| Total loans | 1,520,117,000 | 1,543,443,000 | 1,550,078,000 | 1,549,556,000 |
| Allowance for loan losses | 26,957,000 | 27,564,000 | 29,066,000 | 29,745,000 |
| Securities available for sale | 258,128,000 | 256,780,000 | 285,505,000 | 351,183,000 |
| Securities held to maturity | 16,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,545,267,000 | 1,560,697,000 | 1,602,760,000 | 1,643,035,000 |
| Interest-bearing deposits | 1,253,365,000 | 1,265,682,000 | 1,289,309,000 | 1,593,483,000 |
| Noninterest-bearing deposits | 291,902,000 | 295,015,000 | 313,451,000 | 49,552,000 |
| Equity capital | 163,359,000 | 171,634,000 | 179,488,000 | 186,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 21,236,000 | 42,754,000 | 64,319,000 | 85,845,000 |
| Interest expense | 3,200,000 | 6,383,000 | 9,437,000 | 12,217,000 |
| Net interest income | 18,036,000 | 36,371,000 | 54,882,000 | 73,628,000 |
| Noninterest income | 7,662,000 | 15,974,000 | 24,237,000 | 32,311,000 |
| Noninterest expense | 14,241,000 | 28,487,000 | 41,193,000 | 56,682,000 |
| Provision for loan losses | 2,800,000 | 5,400,000 | 9,500,000 | 12,600,000 |
| Pretax income | 8,657,000 | 18,458,000 | 28,426,000 | 36,657,000 |
| Income tax | 2,553,000 | 5,520,000 | 8,678,000 | 10,080,000 |
| Net income | 6,104,000 | 12,938,000 | 19,748,000 | 26,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,415,000 | 166,248,000 | 173,059,000 | 179,889,000 |
| Total capital | 189,938,000 | 196,932,000 | 203,664,000 | 210,613,000 |
| Risk-weighted assets | 1,635,436,000 | 1,647,837,000 | 1,639,964,000 | 1,648,936,000 |