Call reports 2010
STOCK YARDS BANK & TRUST COMPANY — 2010
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,755,375,000 | 1,815,667,000 | 1,842,712,000 | 1,891,557,000 |
| Total loans | 1,445,041,000 | 1,484,119,000 | 1,499,360,000 | 1,520,827,000 |
| Allowance for loan losses | 21,811,000 | 22,933,000 | 24,433,000 | 25,543,000 |
| Securities available for sale | 161,484,000 | 173,713,000 | 225,017,000 | 240,682,000 |
| Securities held to maturity | 31,000 | 25,000 | 24,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,438,531,000 | 1,477,321,000 | 1,468,643,000 | 1,522,145,000 |
| Interest-bearing deposits | 1,203,000,000 | 1,223,406,000 | 1,211,344,000 | 1,246,101,000 |
| Noninterest-bearing deposits | 235,531,000 | 253,915,000 | 257,299,000 | 276,044,000 |
| Equity capital | 137,128,000 | 144,426,000 | 152,722,000 | 157,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,824,000 | 42,098,000 | 64,038,000 | 85,705,000 |
| Interest expense | 4,391,000 | 8,519,000 | 12,550,000 | 16,178,000 |
| Net interest income | 16,433,000 | 33,579,000 | 51,488,000 | 69,527,000 |
| Noninterest income | 7,930,000 | 16,011,000 | 24,750,000 | 34,414,000 |
| Noninterest expense | 13,848,000 | 27,935,000 | 42,140,000 | 57,129,000 |
| Provision for loan losses | 2,695,000 | 5,079,000 | 7,774,000 | 11,469,000 |
| Pretax income | 7,820,000 | 16,576,000 | 26,324,000 | 35,343,000 |
| Income tax | 2,437,000 | 4,861,000 | 7,583,000 | 10,276,000 |
| Net income | 5,383,000 | 11,715,000 | 18,741,000 | 25,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,627,000 | 139,959,000 | 146,987,000 | 153,311,000 |
| Total capital | 162,880,000 | 169,613,000 | 176,875,000 | 183,562,000 |
| Risk-weighted assets | 1,537,801,000 | 1,569,278,000 | 1,586,512,000 | 1,614,856,000 |