Call reports 2009
STOCK YARDS BANK & TRUST COMPANY — 2009
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,625,049,000 | 1,716,599,000 | 1,735,852,000 | 1,769,179,000 |
| Total loans | 1,381,580,000 | 1,414,276,000 | 1,417,358,000 | 1,432,854,000 |
| Allowance for loan losses | 16,208,000 | 17,077,000 | 19,839,000 | 20,000,000 |
| Securities available for sale | 144,343,000 | 198,187,000 | 211,138,000 | 227,200,000 |
| Securities held to maturity | 40,000 | 39,000 | 37,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,313,266,000 | 1,339,860,000 | 1,362,287,000 | 1,464,264,000 |
| Interest-bearing deposits | 1,095,952,000 | 1,293,466,000 | 1,324,582,000 | 1,418,554,000 |
| Noninterest-bearing deposits | 217,314,000 | 46,394,000 | 37,705,000 | 45,710,000 |
| Equity capital | 142,488,000 | 147,074,000 | 153,159,000 | 131,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 20,468,000 | 41,218,000 | 62,392,000 | 83,661,000 |
| Interest expense | 5,643,000 | 11,350,000 | 17,087,000 | 22,097,000 |
| Net interest income | 14,825,000 | 29,868,000 | 45,305,000 | 61,564,000 |
| Noninterest income | 7,084,000 | 15,313,000 | 23,532,000 | 31,759,000 |
| Noninterest expense | 12,230,000 | 26,590,000 | 39,795,000 | 53,488,000 |
| Provision for loan losses | 1,625,000 | 3,825,000 | 7,300,000 | 12,775,000 |
| Pretax income | 8,054,000 | 14,766,000 | 21,742,000 | 26,721,000 |
| Income tax | 2,427,000 | 4,420,000 | 6,566,000 | 7,895,000 |
| Net income | 5,627,000 | 10,346,000 | 15,176,000 | 18,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,046,000 | 144,765,000 | 149,595,000 | 128,246,000 |
| Total capital | 166,284,000 | 171,872,000 | 178,740,000 | 157,536,000 |
| Risk-weighted assets | 1,440,871,000 | 1,501,023,000 | 1,528,577,000 | 1,540,141,000 |