Call reports 2003
STOCK YARDS BANK & TRUST COMPANY — 2003
What STOCK YARDS BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,071,625,000 | 1,088,983,000 | 1,113,219,000 | 1,112,524,000 |
| Total loans | 852,006,000 | 871,340,000 | 872,013,000 | 889,357,000 |
| Allowance for loan losses | 11,999,000 | 11,361,000 | 11,365,000 | 11,798,000 |
| Securities available for sale | 96,400,000 | 101,644,000 | 167,817,000 | 150,644,000 |
| Securities held to maturity | 7,369,000 | 6,468,000 | 6,097,000 | 5,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,329,000 | 907,405,000 | 896,266,000 | 883,249,000 |
| Interest-bearing deposits | 753,829,000 | 754,200,000 | 730,283,000 | 737,965,000 |
| Noninterest-bearing deposits | 143,500,000 | 153,205,000 | 165,983,000 | 145,284,000 |
| Equity capital | 104,793,000 | 108,451,000 | 111,308,000 | 112,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 15,020,000 | 30,017,000 | 45,116,000 | 60,087,000 |
| Interest expense | 4,188,000 | 8,208,000 | 11,924,000 | 15,516,000 |
| Net interest income | 10,832,000 | 21,809,000 | 33,192,000 | 44,571,000 |
| Noninterest income | 5,807,000 | 12,515,000 | 19,231,000 | 25,460,000 |
| Noninterest expense | 9,351,000 | 19,515,000 | 29,415,000 | 39,421,000 |
| Provision for loan losses | 700,000 | 1,600,000 | 1,900,000 | 2,550,000 |
| Pretax income | 6,588,000 | 13,209,000 | 21,118,000 | 28,070,000 |
| Income tax | 2,144,000 | 4,298,000 | 6,895,000 | 9,062,000 |
| Net income | 4,444,000 | 8,911,000 | 14,223,000 | 19,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,945,000 | 104,948,000 | 108,725,000 | 109,764,000 |
| Total capital | 112,288,000 | 115,495,000 | 119,529,000 | 120,849,000 |
| Risk-weighted assets | 808,772,000 | 825,963,000 | 846,755,000 | 869,039,000 |
Machine access — free, no API key
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