Call reports 2021
WALKER STATE BANK — 2021
What WALKER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,847,000 | 47,123,000 | 46,070,000 | 48,553,000 |
| Total loans | 21,429,000 | 20,195,000 | 20,097,000 | 18,992,000 |
| Allowance for loan losses | 354,000 | 354,000 | 354,000 | 355,000 |
| Securities available for sale | 13,982,000 | 15,484,000 | 18,511,000 | 18,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,494,000 | 41,609,000 | 40,730,000 | 43,418,000 |
| Interest-bearing deposits | 32,406,000 | 32,486,000 | 31,823,000 | 33,797,000 |
| Noninterest-bearing deposits | 9,087,000 | 9,123,000 | 8,907,000 | 9,622,000 |
| Equity capital | 4,945,000 | 5,183,000 | 4,997,000 | 4,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 854,000 | 1,160,000 | 1,467,000 |
| Interest expense | 46,000 | 89,000 | 131,000 | 172,000 |
| Net interest income | 392,000 | 765,000 | 1,029,000 | 1,295,000 |
| Noninterest income | 35,000 | 73,000 | 111,000 | 145,000 |
| Noninterest expense | 227,000 | 431,000 | 653,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 459,000 | 539,000 | 622,000 |
| Income tax | 54,000 | 97,000 | 108,000 | 119,000 |
| Net income | 198,000 | 362,000 | 431,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,838,000 | 5,001,000 | 4,791,000 | 4,863,000 |