Call reports 2020
WALKER STATE BANK — 2020
What WALKER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,546,000 | 44,677,000 | 44,750,000 | 48,745,000 |
| Total loans | 25,519,000 | 24,880,000 | 23,780,000 | 21,233,000 |
| Allowance for loan losses | 334,000 | 342,000 | 349,000 | 354,000 |
| Securities available for sale | 10,221,000 | 11,761,000 | 14,170,000 | 14,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,534,000 | 39,033,000 | 39,251,000 | 43,094,000 |
| Interest-bearing deposits | 32,125,000 | 33,054,000 | 32,833,000 | 34,981,000 |
| Noninterest-bearing deposits | 5,409,000 | 5,979,000 | 6,419,000 | 8,113,000 |
| Equity capital | 4,554,000 | 5,082,000 | 5,069,000 | 5,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 870,000 | 1,270,000 | 1,635,000 |
| Interest expense | 80,000 | 148,000 | 215,000 | 275,000 |
| Net interest income | 344,000 | 722,000 | 1,055,000 | 1,360,000 |
| Noninterest income | 34,000 | 66,000 | 102,000 | 132,000 |
| Noninterest expense | 211,000 | 427,000 | 651,000 | 868,000 |
| Provision for loan losses | 8,000 | 16,000 | 23,000 | 28,000 |
| Pretax income | 199,000 | 386,000 | 534,000 | 647,000 |
| Income tax | 43,000 | 80,000 | 108,000 | 127,000 |
| Net income | 156,000 | 306,000 | 426,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,725,000 | 4,875,000 | 4,795,000 | 4,890,000 |