Call reports 2019
WALKER STATE BANK — 2019
What WALKER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,338,000 | 42,803,000 | 42,974,000 | 42,925,000 |
| Total loans | 25,675,000 | 25,355,000 | 25,730,000 | 24,969,000 |
| Allowance for loan losses | 304,000 | 311,000 | 319,000 | 327,000 |
| Securities available for sale | 9,991,000 | 10,619,000 | 10,349,000 | 9,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,009,000 | 36,819,000 | 35,722,000 | 37,451,000 |
| Interest-bearing deposits | 31,385,000 | 31,729,000 | 31,059,000 | 32,239,000 |
| Noninterest-bearing deposits | 5,625,000 | 5,091,000 | 4,663,000 | 5,213,000 |
| Equity capital | 4,526,000 | 4,824,000 | 4,836,000 | 4,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 862,000 | 1,301,000 | 1,732,000 |
| Interest expense | 76,000 | 162,000 | 253,000 | 341,000 |
| Net interest income | 352,000 | 700,000 | 1,048,000 | 1,391,000 |
| Noninterest income | 33,000 | 65,000 | 104,000 | 135,000 |
| Noninterest expense | 220,000 | 443,000 | 662,000 | 885,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 157,000 | 311,000 | 467,000 | 738,000 |
| Income tax | 32,000 | 63,000 | 92,000 | 160,000 |
| Net income | 125,000 | 248,000 | 375,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,518,000 | 4,640,000 | 4,617,000 | 4,819,000 |
| Total capital | 4,822,000 | 4,951,000 | 4,936,000 | 5,145,000 |
| Risk-weighted assets | 31,428,000 | 31,104,000 | 32,164,000 | 31,492,000 |