Call reports 2016
WALKER STATE BANK — 2016
What WALKER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 39,966,000 | 40,831,000 | 40,959,000 | 39,870,000 |
| Total loans | 24,256,000 | 25,989,000 | 27,295,000 | 26,558,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 299,000 |
| Securities available for sale | 12,277,000 | 11,221,000 | 9,852,000 | 9,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,213,000 | 35,771,000 | 32,753,000 | 35,154,000 |
| Interest-bearing deposits | 31,084,000 | 30,861,000 | 28,439,000 | 30,673,000 |
| Noninterest-bearing deposits | 4,128,000 | 4,909,000 | 4,314,000 | 4,481,000 |
| Equity capital | 4,111,000 | 4,408,000 | 4,233,000 | 4,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 829,000 | 1,259,000 | 1,681,000 |
| Interest expense | 67,000 | 133,000 | 198,000 | 257,000 |
| Net interest income | 340,000 | 696,000 | 1,061,000 | 1,424,000 |
| Noninterest income | 43,000 | 241,000 | 277,000 | 323,000 |
| Noninterest expense | 211,000 | 441,000 | 654,000 | 888,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 172,000 | 496,000 | 684,000 | 853,000 |
| Income tax | 51,000 | 158,000 | 216,000 | 264,000 |
| Net income | 121,000 | 338,000 | 468,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,955,000 | 4,223,000 | 4,053,000 | 4,174,000 |
| Total capital | 4,248,000 | 4,516,000 | 4,346,000 | 4,473,000 |
| Risk-weighted assets | 29,240,000 | 31,212,000 | 33,948,000 | 31,797,000 |