Call reports 2015
WALKER STATE BANK — 2015
What WALKER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,128,000 | 41,239,000 | 42,370,000 | 40,702,000 |
| Total loans | 21,497,000 | 23,625,000 | 24,468,000 | 23,932,000 |
| Allowance for loan losses | 311,000 | 317,000 | 318,000 | 293,000 |
| Securities available for sale | 13,176,000 | 13,441,000 | 13,509,000 | 12,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,998,000 | 34,385,000 | 32,820,000 | 34,989,000 |
| Interest-bearing deposits | 31,782,000 | 30,584,000 | 29,104,000 | 30,691,000 |
| Noninterest-bearing deposits | 4,217,000 | 3,802,000 | 3,716,000 | 4,297,000 |
| Equity capital | 3,965,000 | 3,946,000 | 3,993,000 | 4,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 786,000 | 1,216,000 | 1,612,000 |
| Interest expense | 70,000 | 140,000 | 210,000 | 278,000 |
| Net interest income | 317,000 | 646,000 | 1,006,000 | 1,334,000 |
| Noninterest income | 32,000 | 41,000 | 82,000 | 120,000 |
| Noninterest expense | 208,000 | 404,000 | 625,000 | 826,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 136,000 | 272,000 | 453,000 | 618,000 |
| Income tax | 36,000 | 74,000 | 128,000 | 176,000 |
| Net income | 100,000 | 198,000 | 325,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,818,000 | 3,916,000 | 3,919,000 | 4,061,000 |
| Total capital | 4,129,000 | 4,233,000 | 4,237,000 | 4,354,000 |
| Risk-weighted assets | 27,398,000 | 28,847,000 | 30,546,000 | 29,471,000 |