Call reports 2013
WALKER STATE BANK — 2013
What WALKER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,533,000 | 42,436,000 | 41,167,000 | 41,034,000 |
| Total loans | 20,546,000 | 21,805,000 | 21,461,000 | 22,345,000 |
| Allowance for loan losses | 289,000 | 297,000 | 303,000 | 309,000 |
| Securities available for sale | 13,869,000 | 13,812,000 | 13,813,000 | 13,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,813,000 | 37,065,000 | 34,378,000 | 36,129,000 |
| Interest-bearing deposits | 32,564,000 | 32,766,000 | 29,982,000 | 31,386,000 |
| Noninterest-bearing deposits | 5,249,000 | 4,299,000 | 4,396,000 | 4,743,000 |
| Equity capital | 3,529,000 | 3,366,000 | 3,398,000 | 3,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 862,000 | 1,254,000 | 1,659,000 |
| Interest expense | 88,000 | 180,000 | 269,000 | 351,000 |
| Net interest income | 336,000 | 682,000 | 985,000 | 1,308,000 |
| Noninterest income | 20,000 | 53,000 | 119,000 | 155,000 |
| Noninterest expense | 194,000 | 376,000 | 575,000 | 783,000 |
| Provision for loan losses | 4,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 158,000 | 347,000 | 511,000 | 657,000 |
| Income tax | 43,000 | 78,000 | 105,000 | 152,000 |
| Net income | 115,000 | 289,000 | 406,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,271,000 | 3,430,000 | 3,458,000 | 3,558,000 |
| Total capital | 3,561,000 | 3,727,000 | 3,761,000 | 3,867,000 |
| Risk-weighted assets | 28,324,000 | 29,414,000 | 28,646,000 | 29,254,000 |