Call reports 2012
WALKER STATE BANK — 2012
What WALKER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,830,000 | 43,655,000 | 44,495,000 | 40,762,000 |
| Total loans | 22,320,000 | 26,710,000 | 27,038,000 | 21,685,000 |
| Allowance for loan losses | 373,000 | 333,000 | 352,000 | 285,000 |
| Securities available for sale | 11,530,000 | 12,095,000 | 11,197,000 | 13,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,468,000 | 35,548,000 | 36,222,000 | 35,200,000 |
| Interest-bearing deposits | 32,589,000 | 32,416,000 | 32,556,000 | 30,616,000 |
| Noninterest-bearing deposits | 3,879,000 | 3,133,000 | 3,666,000 | 4,584,000 |
| Equity capital | 3,161,000 | 3,367,000 | 3,506,000 | 3,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 924,000 | 1,379,000 | 1,802,000 |
| Interest expense | 102,000 | 205,000 | 307,000 | 403,000 |
| Net interest income | 373,000 | 719,000 | 1,072,000 | 1,399,000 |
| Noninterest income | 37,000 | 68,000 | 97,000 | 135,000 |
| Noninterest expense | 206,000 | 405,000 | 598,000 | 760,000 |
| Provision for loan losses | 32,000 | 422,000 | 428,000 | 582,000 |
| Pretax income | 172,000 | 4,000 | 187,000 | 236,000 |
| Income tax | 62,000 | -30,000 | 10,000 | 7,000 |
| Net income | 110,000 | 34,000 | 177,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,009,000 | 3,162,000 | 3,201,000 | 3,253,000 |
| Total capital | 3,377,000 | 3,495,000 | 3,553,000 | 3,538,000 |
| Risk-weighted assets | 28,642,000 | 32,815,000 | 33,255,000 | 29,009,000 |