Call reports 2012
STELLARONE BANK — 2012
What STELLARONE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,918,870,000 | 2,972,019,000 | 2,952,800,000 | 3,015,248,000 |
| Total loans | 2,051,810,000 | 2,057,745,000 | 2,080,914,000 | 2,117,371,000 |
| Allowance for loan losses | 31,615,000 | 30,142,000 | 29,860,000 | 29,824,000 |
| Securities available for sale | 515,021,000 | 573,814,000 | 547,139,000 | 538,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 976,000 | 1,395,000 | 2,307,000 | 2,422,000 |
| Total deposits | 2,409,645,000 | 2,451,987,000 | 2,426,340,000 | 2,490,516,000 |
| Interest-bearing deposits | 2,323,340,000 | 2,366,749,000 | 2,347,057,000 | 2,391,371,000 |
| Noninterest-bearing deposits | 86,305,000 | 85,238,000 | 79,283,000 | 99,145,000 |
| Equity capital | 438,548,000 | 444,458,000 | 452,216,000 | 452,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 28,958,000 | 57,891,000 | 86,734,000 | 115,055,000 |
| Interest expense | 4,721,000 | 9,133,000 | 13,332,000 | 17,107,000 |
| Net interest income | 24,237,000 | 48,758,000 | 73,402,000 | 97,948,000 |
| Noninterest income | 7,904,000 | 16,007,000 | 24,711,000 | 33,644,000 |
| Noninterest expense | 23,248,000 | 47,207,000 | 70,541,000 | 94,047,000 |
| Provision for loan losses | 850,000 | 2,250,000 | 4,150,000 | 5,550,000 |
| Pretax income | 8,116,000 | 15,387,000 | 23,510,000 | 32,523,000 |
| Income tax | 2,295,000 | 4,286,000 | 6,455,000 | 8,858,000 |
| Net income | 5,821,000 | 11,101,000 | 17,055,000 | 23,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,821,000 | 317,764,000 | 324,169,000 | 326,164,000 |
| Total capital | 338,189,000 | 344,367,000 | 350,964,000 | 353,411,000 |
| Risk-weighted assets | 2,103,987,000 | 2,124,369,000 | 2,140,243,000 | 2,176,937,000 |