Call reports 2010
STELLARONE BANK — 2010
What STELLARONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,984,637,000 | 2,960,438,000 | 2,895,397,000 | 2,923,419,000 |
| Total loans | 2,191,350,000 | 2,171,842,000 | 2,130,859,000 | 2,151,719,000 |
| Allowance for loan losses | 40,644,000 | 41,525,000 | 39,973,000 | 37,648,000 |
| Securities available for sale | 378,264,000 | 412,349,000 | 402,877,000 | 380,715,000 |
| Securities held to maturity | 426,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 440,000 | 246,000 |
| Total deposits | 2,442,409,000 | 2,419,309,000 | 2,389,222,000 | 2,394,350,000 |
| Interest-bearing deposits | 2,363,448,000 | 2,342,007,000 | 2,286,391,000 | 2,279,135,000 |
| Noninterest-bearing deposits | 78,961,000 | 77,302,000 | 102,831,000 | 115,215,000 |
| Equity capital | 407,689,000 | 411,854,000 | 408,337,000 | 436,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 32,481,000 | 64,630,000 | 96,211,000 | 127,919,000 |
| Interest expense | 9,725,000 | 18,392,000 | 26,154,000 | 32,839,000 |
| Net interest income | 22,756,000 | 46,238,000 | 70,057,000 | 95,080,000 |
| Noninterest income | 8,416,000 | 16,679,000 | 24,566,000 | 31,820,000 |
| Noninterest expense | 22,161,000 | 44,543,000 | 67,810,000 | 91,357,000 |
| Provision for loan losses | 6,700,000 | 14,050,000 | 17,550,000 | 22,850,000 |
| Pretax income | 2,613,000 | 4,645,000 | 9,859,000 | 13,954,000 |
| Income tax | 393,000 | 555,000 | 1,866,000 | 2,650,000 |
| Net income | 2,220,000 | 4,090,000 | 7,993,000 | 11,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,283,000 | 285,258,000 | 280,409,000 | 314,177,000 |
| Total capital | 312,460,000 | 314,993,000 | 309,354,000 | 343,634,000 |
| Risk-weighted assets | 2,398,479,000 | 2,361,507,000 | 2,304,553,000 | 2,348,377,000 |
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