Call reports 2009
STELLARONE BANK — 2009
What STELLARONE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,975,480,000 | 3,034,569,000 | 2,963,482,000 | 3,015,291,000 |
| Total loans | 2,302,689,000 | 2,292,326,000 | 2,268,662,000 | 2,230,672,000 |
| Allowance for loan losses | 35,319,000 | 34,923,000 | 41,040,000 | 40,172,000 |
| Securities available for sale | 322,292,000 | 351,503,000 | 343,582,000 | 377,220,000 |
| Securities held to maturity | 451,000 | 450,000 | 448,000 | 447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,417,344,000 | 2,478,641,000 | 2,437,436,000 | 2,468,992,000 |
| Interest-bearing deposits | 2,071,565,000 | 2,355,973,000 | 2,325,511,000 | 2,387,043,000 |
| Noninterest-bearing deposits | 345,779,000 | 122,668,000 | 111,925,000 | 81,949,000 |
| Equity capital | 373,395,000 | 372,704,000 | 369,129,000 | 404,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 36,115,000 | 71,447,000 | 105,573,000 | 139,671,000 |
| Interest expense | 13,218,000 | 26,141,000 | 38,320,000 | 49,256,000 |
| Net interest income | 22,897,000 | 45,306,000 | 67,253,000 | 90,415,000 |
| Noninterest income | 7,814,000 | 16,382,000 | 22,471,000 | 28,683,000 |
| Noninterest expense | 23,026,000 | 47,599,000 | 68,056,000 | 92,654,000 |
| Provision for loan losses | 7,750,000 | 14,250,000 | 34,300,000 | 37,800,000 |
| Pretax income | -63,000 | -148,000 | -12,587,000 | -11,516,000 |
| Income tax | -449,000 | -1,065,000 | -5,796,000 | -5,905,000 |
| Net income | 386,000 | 917,000 | -6,791,000 | -5,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,313,000 | 287,189,000 | 280,056,000 | 279,481,000 |
| Total capital | 319,217,000 | 318,754,000 | 311,177,000 | 309,873,000 |
| Risk-weighted assets | 2,467,905,000 | 2,521,852,000 | 2,479,762,000 | 2,421,601,000 |
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