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Call reports 2006

STELLARONE BANK — 2006

What STELLARONE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/082a08af-93f3-447c-8853-f9c4bc5dcae8/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets793,946,0001,520,387,0001,501,695,0001,512,036,000
Total loans580,499,0001,187,228,0001,187,291,0001,188,561,000
Allowance for loan losses7,430,00014,421,00014,589,00013,920,000
Securities available for sale115,446,000184,027,000186,875,000177,932,000
Securities held to maturity1,843,0002,340,0001,941,0001,583,000
Trading assets0000
Total deposits709,801,0001,292,078,0001,268,961,0001,266,440,000
Interest-bearing deposits606,064,0001,116,255,0001,091,674,0001,104,518,000
Noninterest-bearing deposits103,737,000175,823,000177,287,000161,922,000
Equity capital70,493,000173,241,000177,579,000175,662,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income11,864,00045,523,00069,895,00094,683,000
Interest expense4,429,00017,577,00027,507,00037,927,000
Net interest income7,435,00027,946,00042,388,00056,756,000
Noninterest income2,793,0007,780,00011,461,00015,006,000
Noninterest expense5,927,00019,808,00030,024,00040,688,000
Provision for loan losses-62,000987,0001,341,0001,737,000
Pretax income4,388,00014,956,00022,509,00029,364,000
Income tax1,468,0005,056,0007,613,0009,927,000
Net income2,920,0009,900,00014,896,00019,437,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital66,414,000128,500,000131,010,000128,974,000
Total capital73,844,000142,921,000145,599,000142,894,000
Risk-weighted assets645,614,0001,226,866,0001,227,255,0001,224,883,000

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