Call report 2025Q4
HOME STATE BANK — 2025Q4
The 22 measures HOME STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,596,000 | USD | evidence → |
| Total loans | 119,631,000 | USD | evidence → |
| Allowance for loan losses | 1,369,000 | USD | evidence → |
| Securities available for sale | 71,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,929,000 | USD | evidence → |
| Interest-bearing deposits | 115,647,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,282,000 | USD | evidence → |
| Equity capital | 16,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,082,000 | USD | evidence → |
| Interest expense | 2,317,000 | USD | evidence → |
| Net interest income | 7,765,000 | USD | evidence → |
| Noninterest income | 1,248,000 | USD | evidence → |
| Noninterest expense | 6,331,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 2,554,000 | USD | evidence → |
| Income tax | 155,000 | USD | evidence → |
| Net income | 2,399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,883,000 | USD | evidence → |
| Total capital | 27,252,000 | USD | evidence → |
| Risk-weighted assets | 167,006,000 | USD | evidence → |