Call reports 2024
HOME STATE BANK — 2024
What HOME STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 199,926,000 | 201,016,000 | 206,267,000 | 211,398,000 |
| Total loans | 105,559,000 | 107,665,000 | 110,773,000 | 111,580,000 |
| Allowance for loan losses | 1,337,000 | 1,354,000 | 1,369,000 | 1,385,000 |
| Securities available for sale | 80,233,000 | 77,791,000 | 79,015,000 | 74,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,074,000 | 173,318,000 | 171,602,000 | 176,089,000 |
| Interest-bearing deposits | 104,011,000 | 106,853,000 | 102,621,000 | 103,458,000 |
| Noninterest-bearing deposits | 69,063,000 | 66,465,000 | 68,981,000 | 72,631,000 |
| Equity capital | 10,031,000 | 9,359,000 | 12,682,000 | 10,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,163,000 | 4,383,000 | 6,691,000 | 9,077,000 |
| Interest expense | 446,000 | 973,000 | 1,560,000 | 2,149,000 |
| Net interest income | 1,717,000 | 3,410,000 | 5,131,000 | 6,928,000 |
| Noninterest income | 289,000 | 584,000 | 883,000 | 1,189,000 |
| Noninterest expense | 1,423,000 | 2,859,000 | 4,314,000 | 5,810,000 |
| Provision for loan losses | 16,000 | 33,000 | 50,000 | 66,000 |
| Pretax income | 557,000 | 1,070,000 | 1,601,000 | 2,192,000 |
| Income tax | 26,000 | 55,000 | 83,000 | 119,000 |
| Net income | 531,000 | 1,015,000 | 1,518,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,261,000 | 23,488,000 | 23,855,000 | 24,192,000 |
| Total capital | 24,597,000 | 24,842,000 | 25,224,000 | 25,577,000 |
| Risk-weighted assets | 157,982,000 | 154,977,000 | 157,255,000 | 163,644,000 |