Call reports 2023
HOME STATE BANK — 2023
What HOME STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 198,131,000 | 205,238,000 | 199,283,000 | 204,667,000 |
| Total loans | 96,733,000 | 100,001,000 | 99,084,000 | 102,734,000 |
| Allowance for loan losses | 1,360,000 | 1,354,000 | 1,357,000 | 1,322,000 |
| Securities available for sale | 87,049,000 | 81,825,000 | 76,636,000 | 82,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,160,000 | 174,292,000 | 174,629,000 | 170,694,000 |
| Interest-bearing deposits | 98,351,000 | 99,768,000 | 98,582,000 | 99,005,000 |
| Noninterest-bearing deposits | 72,809,000 | 74,524,000 | 76,047,000 | 71,689,000 |
| Equity capital | 8,754,000 | 7,192,000 | 3,227,000 | 10,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,625,000 | 5,661,000 | 7,733,000 |
| Interest expense | 175,000 | 513,000 | 906,000 | 1,312,000 |
| Net interest income | 1,576,000 | 3,112,000 | 4,755,000 | 6,421,000 |
| Noninterest income | 272,000 | 568,000 | 864,000 | 1,153,000 |
| Noninterest expense | 1,440,000 | 2,871,000 | 4,296,000 | 5,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 731,000 | 1,245,000 | 1,766,000 |
| Income tax | -6,000 | 0 | 0 | 12,000 |
| Net income | 380,000 | 731,000 | 1,245,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,860,000 | 22,036,000 | 22,295,000 | 22,729,000 |
| Total capital | 23,221,000 | 23,390,000 | 23,651,000 | 24,051,000 |
| Risk-weighted assets | 152,079,000 | 153,527,000 | 155,600,000 | 158,598,000 |