Call reports 2022
HOME STATE BANK — 2022
What HOME STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,845,000 | 198,958,000 | 198,362,000 | 203,883,000 |
| Total loans | 83,475,000 | 84,724,000 | 86,147,000 | 91,877,000 |
| Allowance for loan losses | 1,358,000 | 1,359,000 | 1,359,000 | 1,359,000 |
| Securities available for sale | 97,763,000 | 94,273,000 | 91,163,000 | 90,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,358,000 | 187,684,000 | 191,310,000 | 186,110,000 |
| Interest-bearing deposits | 118,306,000 | 114,610,000 | 117,405,000 | 105,422,000 |
| Noninterest-bearing deposits | 73,052,000 | 73,074,000 | 73,905,000 | 80,688,000 |
| Equity capital | 11,372,000 | 7,571,000 | 2,185,000 | 6,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,912,000 | 4,508,000 | 6,238,000 |
| Interest expense | 66,000 | 130,000 | 188,000 | 316,000 |
| Net interest income | 1,344,000 | 2,782,000 | 4,320,000 | 5,922,000 |
| Noninterest income | 274,000 | 873,000 | 1,307,000 | 1,795,000 |
| Noninterest expense | 1,435,000 | 2,729,000 | 4,212,000 | 5,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 940,000 | 1,430,000 | 2,021,000 |
| Income tax | 10,000 | 39,000 | 68,000 | 96,000 |
| Net income | 186,000 | 901,000 | 1,362,000 | 1,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,185,000 | 20,753,000 | 21,214,000 | 21,480,000 |
| Total capital | 21,543,000 | 22,112,000 | 22,571,000 | 22,839,000 |
| Risk-weighted assets | 144,979,000 | 144,369,000 | 147,548,000 | 151,696,000 |