Call reports 2021
HOME STATE BANK — 2021
What HOME STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 200,185,000 | 199,932,000 | 201,288,000 | 214,692,000 |
| Total loans | 91,047,000 | 94,597,000 | 90,631,000 | 87,370,000 |
| Allowance for loan losses | 1,356,000 | 1,363,000 | 1,365,000 | 1,358,000 |
| Securities available for sale | 73,171,000 | 81,453,000 | 90,105,000 | 97,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,934,000 | 174,996,000 | 173,356,000 | 187,355,000 |
| Interest-bearing deposits | 106,430,000 | 107,054,000 | 109,347,000 | 111,923,000 |
| Noninterest-bearing deposits | 69,504,000 | 67,942,000 | 64,009,000 | 75,432,000 |
| Equity capital | 19,414,000 | 19,784,000 | 19,456,000 | 19,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,184,000 | 5,051,000 | 6,552,000 |
| Interest expense | 106,000 | 178,000 | 248,000 | 317,000 |
| Net interest income | 1,557,000 | 3,006,000 | 4,803,000 | 6,235,000 |
| Noninterest income | 432,000 | 767,000 | 1,109,000 | 1,471,000 |
| Noninterest expense | 1,364,000 | 2,749,000 | 4,131,000 | 5,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 718,000 | 1,407,000 | 2,166,000 | 2,510,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 126,000 |
| Net income | 716,000 | 1,405,000 | 2,164,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,992,000 | 19,221,000 | 19,669,000 | 19,999,000 |
| Total capital | 20,348,000 | 20,584,000 | 21,034,000 | 21,357,000 |
| Risk-weighted assets | 132,751,000 | 136,623,000 | 145,929,000 | 147,357,000 |