Call reports 2020
HOME STATE BANK — 2020
What HOME STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 161,407,000 | 177,498,000 | 178,546,000 | 183,442,000 |
| Total loans | 88,663,000 | 99,671,000 | 101,299,000 | 93,849,000 |
| Allowance for loan losses | 1,179,000 | 1,202,000 | 1,253,000 | 1,283,000 |
| Securities available for sale | 51,917,000 | 50,512,000 | 56,254,000 | 63,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,026,000 | 151,733,000 | 151,408,000 | 157,114,000 |
| Interest-bearing deposits | 90,020,000 | 96,726,000 | 98,232,000 | 100,536,000 |
| Noninterest-bearing deposits | 46,006,000 | 55,007,000 | 53,176,000 | 56,578,000 |
| Equity capital | 18,385,000 | 18,841,000 | 19,119,000 | 19,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,074,000 | 4,673,000 | 6,380,000 |
| Interest expense | 137,000 | 267,000 | 394,000 | 519,000 |
| Net interest income | 1,427,000 | 2,807,000 | 4,279,000 | 5,861,000 |
| Noninterest income | 257,000 | 529,000 | 909,000 | 1,299,000 |
| Noninterest expense | 1,325,000 | 2,650,000 | 3,981,000 | 5,371,000 |
| Provision for loan losses | 17,000 | 44,000 | 92,000 | 118,000 |
| Pretax income | 401,000 | 799,000 | 1,283,000 | 1,839,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 399,000 | 797,000 | 1,281,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,377,000 | 17,521,000 | 17,813,000 | 18,276,000 |
| Total capital | 18,556,000 | 18,723,000 | 19,066,000 | 19,559,000 |
| Risk-weighted assets | 123,180,000 | 129,167,000 | 133,643,000 | 134,917,000 |