Call reports 2019
HOME STATE BANK — 2019
What HOME STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,142,000 | 147,789,000 | 152,693,000 | 152,689,000 |
| Total loans | 85,315,000 | 86,334,000 | 86,881,000 | 88,287,000 |
| Allowance for loan losses | 1,141,000 | 1,114,000 | 1,134,000 | 1,145,000 |
| Securities available for sale | 40,858,000 | 38,491,000 | 41,613,000 | 42,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,975,000 | 123,833,000 | 127,717,000 | 129,022,000 |
| Interest-bearing deposits | 82,171,000 | 83,700,000 | 81,645,000 | 86,167,000 |
| Noninterest-bearing deposits | 44,804,000 | 40,133,000 | 46,072,000 | 42,855,000 |
| Equity capital | 16,138,000 | 16,824,000 | 17,315,000 | 17,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,096,000 | 4,681,000 | 6,244,000 |
| Interest expense | 188,000 | 362,000 | 523,000 | 665,000 |
| Net interest income | 1,354,000 | 2,734,000 | 4,158,000 | 5,579,000 |
| Noninterest income | 273,000 | 594,000 | 892,000 | 1,154,000 |
| Noninterest expense | 1,237,000 | 2,484,000 | 3,746,000 | 5,123,000 |
| Provision for loan losses | 0 | 15,000 | 37,000 | 60,000 |
| Pretax income | 442,000 | 930,000 | 1,397,000 | 1,701,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 440,000 | 928,000 | 1,395,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,352,000 | 16,534,000 | 16,793,000 | 17,077,000 |
| Total capital | 17,493,000 | 17,648,000 | 17,927,000 | 18,222,000 |
| Risk-weighted assets | 110,429,000 | 115,751,000 | 121,995,000 | 118,107,000 |