Call reports 2018
HOME STATE BANK — 2018
What HOME STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,994,000 | 142,587,000 | 149,006,000 | 153,493,000 |
| Total loans | 85,216,000 | 85,912,000 | 83,044,000 | 82,473,000 |
| Allowance for loan losses | 1,178,000 | 1,178,000 | 1,181,000 | 1,182,000 |
| Securities available for sale | 37,746,000 | 37,947,000 | 39,793,000 | 42,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,979,000 | 117,827,000 | 120,067,000 | 126,441,000 |
| Interest-bearing deposits | 84,290,000 | 78,410,000 | 79,099,000 | 82,679,000 |
| Noninterest-bearing deposits | 38,689,000 | 39,417,000 | 40,968,000 | 43,762,000 |
| Equity capital | 15,921,000 | 15,836,000 | 15,813,000 | 15,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,865,000 | 4,354,000 | 5,888,000 |
| Interest expense | 116,000 | 240,000 | 404,000 | 595,000 |
| Net interest income | 1,283,000 | 2,625,000 | 3,950,000 | 5,293,000 |
| Noninterest income | 303,000 | 620,000 | 934,000 | 1,180,000 |
| Noninterest expense | 1,178,000 | 2,367,000 | 3,550,000 | 4,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 408,000 | 871,000 | 1,327,000 | 1,606,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 406,000 | 869,000 | 1,325,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,996,000 | 16,984,000 | 17,224,000 | 15,913,000 |
| Total capital | 18,174,000 | 18,162,000 | 18,405,000 | 17,095,000 |
| Risk-weighted assets | 118,933,000 | 122,496,000 | 122,438,000 | 123,385,000 |