Call reports 2017
HOME STATE BANK — 2017
What HOME STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,277,000 | 145,713,000 | 144,179,000 | 144,930,000 |
| Total loans | 85,557,000 | 85,006,000 | 88,648,000 | 86,107,000 |
| Allowance for loan losses | 1,308,000 | 1,310,000 | 1,313,000 | 1,175,000 |
| Securities available for sale | 41,825,000 | 36,894,000 | 36,572,000 | 36,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,440,000 | 121,280,000 | 117,971,000 | 119,814,000 |
| Interest-bearing deposits | 87,055,000 | 84,392,000 | 80,721,000 | 82,042,000 |
| Noninterest-bearing deposits | 37,385,000 | 36,888,000 | 37,250,000 | 37,772,000 |
| Equity capital | 17,238,000 | 16,832,000 | 17,038,000 | 17,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,777,000 | 4,225,000 | 5,657,000 |
| Interest expense | 98,000 | 195,000 | 294,000 | 405,000 |
| Net interest income | 1,274,000 | 2,582,000 | 3,931,000 | 5,252,000 |
| Noninterest income | 380,000 | 684,000 | 1,001,000 | 1,303,000 |
| Noninterest expense | 1,100,000 | 2,226,000 | 3,549,000 | 5,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 556,000 | 1,060,000 | 1,443,000 | 1,481,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 556,000 | 1,058,000 | 1,441,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,878,000 | 17,151,000 | 17,377,000 | 17,589,000 |
| Total capital | 19,186,000 | 18,461,000 | 18,690,000 | 18,764,000 |
| Risk-weighted assets | 120,188,000 | 115,217,000 | 121,354,000 | 119,123,000 |