Call reports 2016
HOME STATE BANK — 2016
What HOME STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,132,000 | 143,774,000 | 145,741,000 | 148,969,000 |
| Total loans | 82,321,000 | 84,206,000 | 84,112,000 | 86,747,000 |
| Allowance for loan losses | 1,298,000 | 1,301,000 | 1,302,000 | 1,305,000 |
| Securities available for sale | 38,658,000 | 37,004,000 | 41,687,000 | 40,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,761,000 | 119,109,000 | 121,163,000 | 124,390,000 |
| Interest-bearing deposits | 85,631,000 | 85,234,000 | 86,502,000 | 89,793,000 |
| Noninterest-bearing deposits | 33,130,000 | 33,875,000 | 34,661,000 | 34,597,000 |
| Equity capital | 17,468,000 | 17,939,000 | 17,885,000 | 16,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,663,000 | 4,062,000 | 5,458,000 |
| Interest expense | 88,000 | 182,000 | 282,000 | 381,000 |
| Net interest income | 1,260,000 | 2,481,000 | 3,780,000 | 5,077,000 |
| Noninterest income | 309,000 | 594,000 | 912,000 | 1,215,000 |
| Noninterest expense | 1,140,000 | 2,213,000 | 3,326,000 | 4,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 915,000 | 1,441,000 | 1,954,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 445,000 | 913,000 | 1,439,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,095,000 | 17,200,000 | 17,477,000 | 17,322,000 |
| Total capital | 18,393,000 | 18,501,000 | 18,779,000 | 18,627,000 |
| Risk-weighted assets | 113,556,000 | 114,162,000 | 116,601,000 | 120,708,000 |