Call reports 2014
HOME STATE BANK — 2014
What HOME STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,146,000 | 138,106,000 | 137,506,000 | 136,672,000 |
| Total loans | 64,819,000 | 70,062,000 | 70,376,000 | 73,428,000 |
| Allowance for loan losses | 1,717,000 | 1,317,000 | 1,318,000 | 1,321,000 |
| Securities available for sale | 50,637,000 | 43,442,000 | 43,977,000 | 41,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,966,000 | 115,273,000 | 114,794,000 | 114,227,000 |
| Interest-bearing deposits | 88,949,000 | 85,206,000 | 83,254,000 | 82,400,000 |
| Noninterest-bearing deposits | 30,017,000 | 30,067,000 | 31,540,000 | 31,827,000 |
| Equity capital | 15,069,000 | 16,000,000 | 16,442,000 | 16,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,504,000 | 3,797,000 | 5,064,000 |
| Interest expense | 117,000 | 217,000 | 304,000 | 388,000 |
| Net interest income | 1,110,000 | 2,287,000 | 3,493,000 | 4,676,000 |
| Noninterest income | 269,000 | 557,000 | 911,000 | 1,225,000 |
| Noninterest expense | 1,058,000 | 2,126,000 | 3,211,000 | 4,291,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -400,000 |
| Pretax income | 332,000 | 1,279,000 | 1,890,000 | 2,400,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 330,000 | 1,277,000 | 1,888,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,119,000 | 15,728,000 | 16,064,000 | 16,005,000 |
| Total capital | 16,184,000 | 16,820,000 | 17,168,000 | 17,149,000 |
| Risk-weighted assets | 84,612,000 | 87,154,000 | 88,413,000 | 91,362,000 |