Call reports 2013
HOME STATE BANK — 2013
What HOME STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,403,000 | 131,998,000 | 133,476,000 | 143,410,000 |
| Total loans | 70,295,000 | 71,477,000 | 69,030,000 | 67,629,000 |
| Allowance for loan losses | 1,655,000 | 1,708,000 | 1,709,000 | 1,718,000 |
| Securities available for sale | 40,172,000 | 40,326,000 | 41,633,000 | 44,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,188,000 | 105,900,000 | 108,326,000 | 119,187,000 |
| Interest-bearing deposits | 83,267,000 | 79,443,000 | 81,817,000 | 87,723,000 |
| Noninterest-bearing deposits | 28,921,000 | 26,457,000 | 26,509,000 | 31,464,000 |
| Equity capital | 15,833,000 | 14,755,000 | 14,957,000 | 14,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,844,000 | 3,988,000 | 5,291,000 |
| Interest expense | 167,000 | 314,000 | 442,000 | 562,000 |
| Net interest income | 1,206,000 | 2,530,000 | 3,546,000 | 4,729,000 |
| Noninterest income | 213,000 | 374,000 | 604,000 | 860,000 |
| Noninterest expense | 1,188,000 | 2,232,000 | 3,109,000 | 4,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 973,000 | 1,365,000 | 1,717,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 372,000 | 971,000 | 1,363,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,736,000 | 15,007,000 | 15,160,000 | 14,810,000 |
| Total capital | 15,792,000 | 16,059,000 | 16,218,000 | 15,869,000 |
| Risk-weighted assets | 84,051,000 | 83,888,000 | 84,350,000 | 84,969,000 |