Call reports 2012
HOME STATE BANK — 2012
What HOME STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,847,000 | 126,546,000 | 131,927,000 | 143,301,000 |
| Total loans | 73,221,000 | 76,876,000 | 76,005,000 | 72,760,000 |
| Allowance for loan losses | 1,505,000 | 1,738,000 | 1,729,000 | 1,653,000 |
| Securities available for sale | 31,235,000 | 31,835,000 | 33,515,000 | 36,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,695,000 | 95,868,000 | 102,335,000 | 114,104,000 |
| Interest-bearing deposits | 74,521,000 | 73,344,000 | 77,803,000 | 85,818,000 |
| Noninterest-bearing deposits | 24,174,000 | 22,524,000 | 24,532,000 | 28,286,000 |
| Equity capital | 15,115,000 | 15,314,000 | 15,726,000 | 15,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,038,000 | 4,593,000 | 6,140,000 |
| Interest expense | 207,000 | 405,000 | 595,000 | 776,000 |
| Net interest income | 1,286,000 | 2,633,000 | 3,998,000 | 5,364,000 |
| Noninterest income | 201,000 | 288,000 | 482,000 | 653,000 |
| Noninterest expense | 1,083,000 | 2,159,000 | 3,176,000 | 4,295,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 329,000 | 789,000 | 1,355,000 | 1,773,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 327,000 | 787,000 | 1,353,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,814,000 | 13,999,000 | 14,288,000 | 14,385,000 |
| Total capital | 14,890,000 | 15,092,000 | 15,398,000 | 15,468,000 |
| Risk-weighted assets | 85,671,000 | 87,625,000 | 88,189,000 | 86,641,000 |