Call reports 2011
HOME STATE BANK — 2011
What HOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,513,000 | 117,145,000 | 124,405,000 | 128,385,000 |
| Total loans | 77,294,000 | 77,098,000 | 78,691,000 | 75,034,000 |
| Allowance for loan losses | 1,078,000 | 1,235,000 | 1,386,000 | 1,430,000 |
| Securities available for sale | 22,945,000 | 23,102,000 | 24,572,000 | 29,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,186,000 | 86,941,000 | 94,682,000 | 98,239,000 |
| Interest-bearing deposits | 70,206,000 | 67,884,000 | 72,053,000 | 73,801,000 |
| Noninterest-bearing deposits | 19,980,000 | 19,057,000 | 22,629,000 | 24,438,000 |
| Equity capital | 13,289,000 | 13,986,000 | 14,635,000 | 15,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,084,000 | 4,629,000 | 6,169,000 |
| Interest expense | 269,000 | 503,000 | 734,000 | 956,000 |
| Net interest income | 1,257,000 | 2,581,000 | 3,895,000 | 5,213,000 |
| Noninterest income | 173,000 | 349,000 | 520,000 | 694,000 |
| Noninterest expense | 1,026,000 | 2,020,000 | 3,039,000 | 4,140,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 274,000 | 647,000 | 1,010,000 | 1,251,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 272,000 | 645,000 | 1,008,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,128,000 | 13,390,000 | 13,592,000 | 13,811,000 |
| Total capital | 14,206,000 | 14,494,000 | 14,726,000 | 14,909,000 |
| Risk-weighted assets | 90,832,000 | 88,212,000 | 89,723,000 | 87,591,000 |