Call reports 2006
HOME STATE BANK — 2006
What HOME STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 115,255,000 | 119,219,000 | 117,253,000 | 122,361,000 |
| Total loans | 86,689,000 | 90,267,000 | 90,652,000 | 88,506,000 |
| Allowance for loan losses | 1,274,000 | 1,319,000 | 1,380,000 | 1,064,000 |
| Securities available for sale | 15,638,000 | 15,503,000 | 15,172,000 | 18,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,098,000 | 97,550,000 | 96,349,000 | 101,424,000 |
| Interest-bearing deposits | 79,149,000 | 81,125,000 | 79,227,000 | 83,246,000 |
| Noninterest-bearing deposits | 15,949,000 | 16,425,000 | 17,122,000 | 18,178,000 |
| Equity capital | 10,973,000 | 10,910,000 | 11,276,000 | 11,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,767,000 | 5,810,000 | 7,898,000 |
| Interest expense | 651,000 | 1,421,000 | 2,285,000 | 3,195,000 |
| Net interest income | 1,164,000 | 2,346,000 | 3,525,000 | 4,703,000 |
| Noninterest income | 88,000 | 307,000 | 555,000 | 760,000 |
| Noninterest expense | 1,023,000 | 2,031,000 | 3,051,000 | 4,103,000 |
| Provision for loan losses | 104,000 | 164,000 | 224,000 | 284,000 |
| Pretax income | 136,000 | 469,000 | 818,000 | 1,089,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 136,000 | 469,000 | 816,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,953,000 | 10,900,000 | 11,191,000 | 11,223,000 |
| Total capital | 12,132,000 | 12,130,000 | 12,301,000 | 12,287,000 |
| Risk-weighted assets | 94,653,000 | 98,323,000 | 97,851,000 | 97,949,000 |
Machine access — free, no API key
Every figure shown here about HOME STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.