Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 280,772,000 | 284,562,000 | 289,133,000 | 291,755,000 |
| Total loans | 157,613,000 | 150,727,000 | 164,737,000 | 166,956,000 |
| Allowance for loan losses | 1,568,000 | 1,630,000 | 1,653,000 | 1,653,000 |
| Securities available for sale | 55,814,000 | 56,209,000 | 60,566,000 | 62,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,333,000 | 253,803,000 | 256,422,000 | 258,760,000 |
| Interest-bearing deposits | 165,679,000 | 170,222,000 | 168,753,000 | 174,391,000 |
| Noninterest-bearing deposits | 84,654,000 | 83,581,000 | 87,669,000 | 84,369,000 |
| Equity capital | 22,418,000 | 22,841,000 | 24,709,000 | 25,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,624,000 | 7,407,000 | 11,172,000 | 15,140,000 |
| Interest expense | 1,194,000 | 2,387,000 | 3,609,000 | 4,859,000 |
| Net interest income | 2,430,000 | 5,020,000 | 7,563,000 | 10,281,000 |
| Noninterest income | 357,000 | 733,000 | 1,157,000 | 1,553,000 |
| Noninterest expense | 1,826,000 | 3,725,000 | 5,653,000 | 7,526,000 |
| Provision for loan losses | 165,000 | 231,000 | 334,000 | 334,000 |
| Pretax income | 796,000 | 1,797,000 | 2,733,000 | 3,974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 796,000 | 1,797,000 | 2,733,000 | 3,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,170,000 | 29,471,000 | 29,840,000 | 30,352,000 |
| Total capital | 30,739,000 | 31,102,000 | 31,494,000 | 32,006,000 |
| Risk-weighted assets | 171,410,000 | 169,967,000 | 181,250,000 | 180,917,000 |