Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 251,390,000 | 255,521,000 | 272,133,000 | 273,086,000 |
| Total loans | 140,460,000 | 141,234,000 | 141,844,000 | 149,447,000 |
| Allowance for loan losses | 1,415,000 | 1,453,000 | 1,477,000 | 1,408,000 |
| Securities available for sale | 51,383,000 | 50,740,000 | 53,686,000 | 55,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,296,000 | 226,679,000 | 241,054,000 | 243,860,000 |
| Interest-bearing deposits | 143,081,000 | 146,910,000 | 155,916,000 | 160,113,000 |
| Noninterest-bearing deposits | 80,215,000 | 79,769,000 | 85,138,000 | 83,747,000 |
| Equity capital | 19,481,000 | 20,261,000 | 22,609,000 | 21,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,688,000 | 10,212,000 | 13,959,000 |
| Interest expense | 940,000 | 1,987,000 | 3,180,000 | 4,480,000 |
| Net interest income | 2,378,000 | 4,701,000 | 7,032,000 | 9,479,000 |
| Noninterest income | 397,000 | 823,000 | 1,245,000 | 1,610,000 |
| Noninterest expense | 1,778,000 | 3,540,000 | 5,277,000 | 6,973,000 |
| Provision for loan losses | 35,000 | 69,000 | 104,000 | 135,000 |
| Pretax income | 962,000 | 1,856,000 | 2,837,000 | 3,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 962,000 | 1,856,000 | 2,837,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,859,000 | 28,127,000 | 28,559,000 | 28,918,000 |
| Total capital | 29,275,000 | 29,580,000 | 30,037,000 | 30,326,000 |
| Risk-weighted assets | 147,986,000 | 155,230,000 | 148,381,000 | 161,543,000 |