Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 250,582,000 | 244,694,000 | 248,675,000 | 256,171,000 |
| Total loans | 126,012,000 | 126,468,000 | 128,945,000 | 136,509,000 |
| Allowance for loan losses | 1,288,000 | 1,327,000 | 1,364,000 | 1,387,000 |
| Securities available for sale | 55,993,000 | 57,810,000 | 55,763,000 | 54,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,596,000 | 217,715,000 | 223,236,000 | 227,919,000 |
| Interest-bearing deposits | 136,259,000 | 130,469,000 | 137,671,000 | 139,783,000 |
| Noninterest-bearing deposits | 88,337,000 | 87,246,000 | 85,565,000 | 88,136,000 |
| Equity capital | 16,972,000 | 18,019,000 | 16,500,000 | 19,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,627,000 | 8,565,000 | 11,734,000 |
| Interest expense | 363,000 | 870,000 | 1,505,000 | 2,316,000 |
| Net interest income | 2,361,000 | 4,757,000 | 7,060,000 | 9,418,000 |
| Noninterest income | 391,000 | 820,000 | 1,264,000 | 1,672,000 |
| Noninterest expense | 1,635,000 | 3,312,000 | 5,060,000 | 6,733,000 |
| Provision for loan losses | 35,000 | 69,000 | 104,000 | 138,000 |
| Pretax income | 1,082,000 | 2,196,000 | 3,160,000 | 4,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,082,000 | 2,196,000 | 3,160,000 | 4,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,357,000 | 26,470,000 | 26,939,000 | 27,373,000 |
| Total capital | 26,645,000 | 27,797,000 | 28,303,000 | 28,761,000 |
| Risk-weighted assets | 137,751,000 | 155,969,000 | 157,878,000 | 163,759,000 |