Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,769,000 | 175,946,000 | 176,811,000 | 178,237,000 |
| Total loans | 87,162,000 | 104,891,000 | 107,442,000 | 94,829,000 |
| Allowance for loan losses | 1,166,000 | 1,142,000 | 1,142,000 | 1,123,000 |
| Securities available for sale | 24,112,000 | 25,924,000 | 25,890,000 | 24,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,468,000 | 148,283,000 | 148,626,000 | 151,021,000 |
| Interest-bearing deposits | 89,005,000 | 93,900,000 | 95,421,000 | 92,162,000 |
| Noninterest-bearing deposits | 43,463,000 | 54,383,000 | 53,205,000 | 58,859,000 |
| Equity capital | 14,893,000 | 16,288,000 | 16,640,000 | 16,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,917,000 | 5,644,000 | 7,351,000 |
| Interest expense | 260,000 | 516,000 | 767,000 | 987,000 |
| Net interest income | 1,386,000 | 3,401,000 | 4,877,000 | 6,364,000 |
| Noninterest income | 283,000 | 528,000 | 829,000 | 1,127,000 |
| Noninterest expense | 1,159,000 | 2,282,000 | 3,411,000 | 4,592,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 506,000 | 1,638,000 | 2,282,000 | 2,881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 506,000 | 1,638,000 | 2,282,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,874,000 | 14,535,000 | 14,721,000 | 14,947,000 |
| Total capital | 15,040,000 | 15,677,000 | 15,863,000 | 16,070,000 |
| Risk-weighted assets | 95,909,000 | 96,532,000 | 99,707,000 | 101,161,000 |