Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 151,128,000 | 150,696,000 | 148,746,000 | 150,342,000 |
| Total loans | 78,246,000 | 79,126,000 | 82,190,000 | 85,878,000 |
| Allowance for loan losses | 1,156,000 | 1,168,000 | 1,172,000 | 1,170,000 |
| Securities available for sale | 21,738,000 | 21,343,000 | 21,399,000 | 23,194,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,720,000 | 120,989,000 | 122,235,000 | 125,724,000 |
| Interest-bearing deposits | 80,852,000 | 79,984,000 | 80,626,000 | 82,173,000 |
| Noninterest-bearing deposits | 40,868,000 | 41,005,000 | 41,609,000 | 43,551,000 |
| Equity capital | 14,100,000 | 14,424,000 | 14,547,000 | 14,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,212,000 | 4,834,000 | 6,507,000 |
| Interest expense | 264,000 | 546,000 | 821,000 | 1,083,000 |
| Net interest income | 1,325,000 | 2,666,000 | 4,013,000 | 5,424,000 |
| Noninterest income | 269,000 | 558,000 | 832,000 | 1,143,000 |
| Noninterest expense | 1,016,000 | 2,077,000 | 3,120,000 | 4,197,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 17,000 |
| Pretax income | 573,000 | 1,213,000 | 1,785,000 | 2,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,213,000 | 1,785,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,737,000 | 13,805,000 | 13,783,000 | 13,859,000 |
| Total capital | 14,840,000 | 14,893,000 | 14,887,000 | 15,029,000 |
| Risk-weighted assets | 88,255,000 | 86,984,000 | 88,304,000 | 94,395,000 |