Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,954,000 | 150,272,000 | 150,740,000 | 153,018,000 |
| Total loans | 80,655,000 | 80,155,000 | 81,275,000 | 80,849,000 |
| Allowance for loan losses | 1,151,000 | 1,142,000 | 1,187,000 | 1,184,000 |
| Securities available for sale | 14,415,000 | 17,089,000 | 16,911,000 | 21,408,000 |
| Securities held to maturity | 3,250,000 | 2,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,295,000 | 129,725,000 | 130,682,000 | 127,291,000 |
| Interest-bearing deposits | 89,096,000 | 86,298,000 | 87,217,000 | 84,853,000 |
| Noninterest-bearing deposits | 39,199,000 | 43,427,000 | 43,465,000 | 42,438,000 |
| Equity capital | 13,527,000 | 13,489,000 | 13,457,000 | 13,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,930,000 | 4,496,000 | 6,093,000 |
| Interest expense | 184,000 | 372,000 | 562,000 | 775,000 |
| Net interest income | 1,292,000 | 2,558,000 | 3,934,000 | 5,318,000 |
| Noninterest income | 271,000 | 556,000 | 846,000 | 1,138,000 |
| Noninterest expense | 1,013,000 | 2,012,000 | 3,042,000 | 4,024,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 545,000 | 1,093,000 | 1,724,000 | 2,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,093,000 | 1,724,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,716,000 | 13,717,000 | 13,796,000 | 13,857,000 |
| Total capital | 14,805,000 | 14,797,000 | 14,884,000 | 14,956,000 |
| Risk-weighted assets | 87,122,000 | 86,408,000 | 86,963,000 | 87,894,000 |